Realtors
We Help You Close Deals You Might Otherwise Have Lost
Let's Help Your Clients Together
When you need a full service lender in Texas, you need RMS of Texas. We can help your clients in nearly every situation - traditional mortgage, non-QM mortgage and reverse mortgages.
Helping Realtors Close More Deals
As a Realtor, your goal is to help your clients achieve their dream of homeownership, but when they don’t fit into traditional mortgage guidelines, it can feel like a dead end.
We’re here to let you know that your clients still have options.
By partnering with us, you can offer a lifeline to clients who have been turned down for conventional or government-backed loans.
Our expertise in Non-QM loans means we can provide alternative financing solutions tailored to your clients’ unique situations, helping you turn potential roadblocks into opportunities.
Do You Have Clients with Credit Scores Between 550-720?
Or any other unique situation which means they don't qualify for a traditional mortgage? Non-QM loan products may be the answer to help you help your clients get into that home they dream of.
When we work with your clients, you’re referring them a broker that understands the nuances of Non-QM lending. We specialize in working with borrowers who have lower credit scores, irregular income, or other factors that don’t fit the mold of traditional mortgage requirements.
Together, we can help your clients overcome these challenges and secure the financing they need to purchase their new home. Don’t let a denied mortgage application be the end of your deal — reach out to us today to explore how we can help your clients achieve their homeownership goals.
HECM for Purchase
We could help your senior clients that may wish to downsize, right size or move closer to family. If your clients are at least 62, you could offer them this incredible program that very few realtors even know about.
It's called a Home Equity Conversion Mortgage for purchase. Your buyer could purchase up to a max sales price of $1,089,300 and only be required to invest between 55%-65% (based on your age) to close.
They could buy the home they truly want and deserve with this program. Imagine how grateful they will be to you! Call me for details.
Traditional Mortgages
We know you have your favorite lenders, but wouldn't it be nice to have a go-to broker who can do it all for you?
Not only do we have access to the best mortgage rates in Texas, but we provide the highest, fastest level of service for your clients.
Whether you have a client with special circumstances as stated above, or a dream client with perfect credit, we promise to do everything in our power to get your clients funded quickly and easily.
Contact us today to learn more or get a quote!
Robb Hamilton
NMLS# 358150
Broker License #2407110
This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.
*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.
Homeowners must be 62 years of age or older and live in the home as their primary residence. Homes must meet FHA/HUD minimum property standards. Borrowers must maintain hazard and flood insurance premiums, property taxes, utilities and make any property repairs. Although there are no mandatory monthly principal and interest mortgage payments, interest accrues on the portion of the loan amount disbursed if no payments are made. Program rates, fees, terms and conditions are not available in all states and subject to change. At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds. Charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees. The loan balance grows over time and interest is charged on the outstanding balance. The borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home. Interest on a reverse mortgage is not tax-deductible until the borrower makes partial or full re-payment.
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